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Did you know that iPhone insurance in the UK is a completely different ‘kettle of fish’ to anywhere else in the world? Usually the mobile phone tariff is set at a certain amount, and then the same ‘high street provider’ offers an insurance fee on top of this tariff. Well you can imagine my concern when I found out that the insurance costs were almost half the amount of the actual tariff for my new iPhone 3GS. Have you found this to be the case in the UK as well?
The reason I am writing this article is because I lost my iPhone twice within a 1 year period, and on both occasions I didn’t have insurance. Imagine yourself waking up like me after a big night out on the town only to realise that you left your phone in the back of a cab! I kid you not folks, that’s a really terrible feeling! And I would advise you not to bury your head in the sand like I did, and get yourself some insurance! The latest iPhones will set you back £600 to replace, and the iPhone insurance UK costs are currently sat at around £15 per month. Let me help you with a few UK only loopholes I have found that not many of you will know about!
iPhone INSURANCE UK - 3 MONEY SAVING LOOPHOLES
1. Check out the many UK based independent insurance companies - Did you know that typing ‘iPhone insurance UK’ into Google return over 18,000 results? There are so many great companies out there that are under-cutting the high street providers by up to 50%. Its not really hard to find a great company which will pop up on the first page of the Google results - trust me! Just make sure that the company will deliver you your phone within 24 hours, and they also will let you leave at any time. No use being tied in for 12 months if you don’t have to be!
2. The UK banks can be quite generous you know - Its hard to believe isn’t it? But the banks will actually offer you free mobile phone insurance up to a certain payout as long as you have a premium bank account with them. Lloyds TSB are an excellent example of a UK bank who offer this service. If you don’t have a premium bank with them, then why not call up and ask! Its free. Be prepared though to go through mountains of paperwork, and also check how much they will payout - we all know how expensive an iPhone 3Gs is!
3. Try your home insurance provider - Again, another cheeky loophole which not many people know about. Here in the UK, these guys have whats called a ‘personal belongings’ category. And whatever is in this category is covered inside and outside the house. It could be a diamond ring, watch or brand new iPhone 3Gs. Just make sure that you also organise no claims bonus protection, and check what the max payout will be. Again, be prepared to jump through hoops!
So there you have it people, 3 very cheeky loopholes which will save you mountains and mountains of dosh (well not quite, but you get my drift).
My number one loophole however is going with an independent company, mainly because its hassle free, fast and offers the best value for money. The most impressive product researched was found at Cheap iPhone Insurance
I have also developed an iPhone 3Gs Insurance website which will go into much more detail than written here. Check out a few more fantastic, free tips!
Fetch practical tips in the sphere of cheap new playstation 3 - read the web site. The times have come when concise info is really only one click away, use this opportunity.
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